Tennessee Real Estate Appraisal
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  • Fannie Mae "URAR" Full Appraisal Report (1004)
  • Fannie Mae "2055" Short Form Report (2055)
  • Manufactured Home Appraisal Report "1004C"
  • Individual Condominium Unit Appraisal Report (1073)
  • 2-4 Family Small Residential Income Property Appraisal Report (SRIP)
  • Property Inspection / Marketability Report - Non-Appraisal (2070/2075)
  • Desk and Field Appraisal Reviews
  • Reports for Non-Lending purposes:  Homeowner /Home buyer need for a current market value, Market value for a separation/divorce situation.
  • Lenders

    We understand the every company has its own way of doing business. This is never more evident than in how you choose to pay for our services. We’re committed to doing business with you on the most favorable terms. Thus, we offer several options for payment.  Payment by business check, credit card, collect cash, money order, credit card info at time of inspection from borrower.

    Buyers

    How does a buyer protect his or her own best interests? 

    One of the BEST lines of defense you can have during a real estate transaction is to work directly with an "independent" appraiser. Sounds simplistic, and yet, it's so vital to ensuring that your interests are protected.  Especially if you're a first-time buyer, preparing to make the most significant financial commitment of your life, you'd better make sure you've got an objective professional on your side.

    Sellers

    Do NOT "Overprice" Your Home!

    In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have a potential buyer. It gives you something concrete to show your buyer. It's an independent third party's opinion of your home's value, and not just you saying how much it is worth. Potential buyers know you have an emotional attachment to your home and will be far more likely to give credibility to a professional appraiser's value opinion than yours.

    What is an "Appraisal"?

    An appraisal is an opinion of value or the act or process of estimating value. This opinion, or estimate, is derived by using the three common approaches, all derived from the market.

    Then, after thorough analysis of all general and specific data gathered from the market, a final estimate or opinion of value is correlated.

    At Hidden Treasures Appraisal, we only accept assignments that we are qualified to perform and in locations that we are familiar with and have complete market data resources. We do NOT accept assignments "contingent" upon arriving at a particular value.   USPAP defines as unethical the acceptance of an assignment that is contingent on "the reporting of a pre-determined result (e.g., opinion of value)," "a direction in assignment results that favors the cause of the client," "the amount of a value opinion," and other things. This means you can be assured we are working to objectively determine the home or property value.